Terms of Service

Last Updated: May 3, 2026

Welcome to Cressivo Pro. These Terms of Service ("Terms") govern your access to and use of the Cressivo website, applications, and services (collectively, the "Service"), operated by Cressivo, Inc. ("Cressivo," "we," "us," or "our"). Please read these Terms carefully before using the Service.

1. Acceptance of Terms

By accessing or using the Service, creating an account, or clicking to accept these Terms when presented to you, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use the Service.

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of the Service after changes become effective constitutes acceptance of the updated Terms.

2. Description of Service

Cressivo Pro is an options-trading analytics platform that provides market data, analytical tools, educational content, and proprietary modules — including but not limited to smart trades modules, calibrated trade ideas, screeners, and visualizations — designed to help users analyze options markets and trading strategies.

The Service is provided for informational and educational purposes only. The Service does not execute trades, hold customer funds, or act as a broker-dealer. See Section 10 ("No Financial Advice") and Section 11 ("Risk Disclosure") below for important disclaimers.

3. Account Registration

To access certain features of the Service, you must create an account. When you register, you agree to:

You must be at least 18 years old and legally capable of entering into a binding contract to use the Service. By creating an account, you represent and warrant that you meet these requirements.

You may not create more than one account, transfer your account to another person, or allow any third party to access the Service through your account.

4. Subscription and Billing

4.1 Subscription Plans

Cressivo Pro is offered on a subscription basis. We offer monthly and annual subscription plans. Pricing for each plan is displayed at the point of purchase and may change from time to time. Any pricing changes will not affect your current billing cycle but will apply to subsequent renewals.

4.2 Payment Processing

Subscriptions purchased through our website are processed by Stripe. Subscriptions purchased through our iOS application are processed by Apple through the App Store, and subscriptions purchased through our Android application (when available) are processed by Google through the Google Play Store. By purchasing a subscription, you authorize the applicable payment processor to charge the payment method on file for all applicable fees.

Subscriptions purchased through Apple or Google are subject to those platforms' respective terms, including their billing, refund, and cancellation policies, which may supersede certain provisions in these Terms with respect to those purchases.

4.3 Auto-Renewal

Your subscription will automatically renew at the end of each billing cycle (monthly or annually, depending on the plan you selected) at the then-current rate, unless you cancel before the renewal date. By subscribing, you authorize us (or the applicable platform) to charge your payment method on each renewal date.

4.4 Free Trials

We may offer free trials for certain subscription plans (for example, a 7-day free trial). If you do not cancel before the end of the trial period, you will be automatically charged for the subscription at the then-current rate. Free trial eligibility may be limited to first-time users and is subject to change.

4.5 Cancellation

You may cancel your subscription at any time:

Cancellation will take effect at the end of your current billing period. You will retain access to the Service until the end of that period.

4.6 Refund Policy

All sales are final and no refunds will be issued once a charge has been processed, except where required by applicable law or by the policies of Apple or Google for purchases made through those platforms. To avoid being charged, you must cancel before your free trial ends or before your next renewal date.

5. Acceptable Use

You agree not to, and not to permit any third party to:

We reserve the right to investigate and take appropriate action against any violation of these terms, including suspending or terminating your account.

6. Intellectual Property

The Service, including all software, algorithms, models, content, designs, text, graphics, images, logos, trademarks, and the selection and arrangement thereof, is owned by Cressivo or its licensors and is protected by copyright, trademark, and other intellectual property laws.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service for your personal, non-commercial use. No other rights are granted to you. You may not copy, modify, distribute, sell, lease, or create derivative works of any portion of the Service without our prior written consent.

Any feedback, suggestions, or ideas you provide to us regarding the Service may be used by us without any obligation or compensation to you.

7. Termination

We may suspend or terminate your account and your access to the Service at any time, with or without notice, for any reason, including if we believe you have violated these Terms.

You may terminate your account at any time by canceling your subscription and ceasing use of the Service. Upon termination:

We are not liable to you or any third party for any termination of your account or access to the Service.

8. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of laws principles. Any disputes arising out of or relating to these Terms or the Service shall be resolved exclusively in the state or federal courts located in California, and you consent to the personal jurisdiction of such courts.

9. Contact Information

If you have any questions about these Terms, please contact us at:

Email: info@cressivo.com


10. No Financial Advice

PLEASE READ THIS SECTION CAREFULLY. IT IS A CRITICAL PART OF THESE TERMS.

Cressivo Pro provides information, data, analytics, and educational content for general informational purposes only. We are not a registered investment advisor, broker-dealer, financial planner, or fiduciary, and we do not provide personalized financial, investment, tax, or legal advice.

11. Risk Disclosure

Options trading involves substantial risk and is not suitable for every investor.

By using the Service, you acknowledge that you understand these risks and that you are solely responsible for evaluating the suitability of any trade or strategy for your own circumstances.

12. No Guarantees; Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, CRESSIVO DISCLAIMS ALL WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

Without limiting the foregoing, we make no representation or warranty that:

The Service relies on third-party data providers and exchanges. Third-party data sources may be delayed, incomplete, inaccurate, or unavailable, and we are not responsible for any errors, omissions, or delays in such data, or for any actions taken or not taken based on such data.

13. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL CRESSIVO, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION:

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

To the maximum extent permitted by law, our total aggregate liability arising out of or relating to these Terms or the Service will not exceed the greater of (a) the amount you paid to us in the twelve (12) months preceding the event giving rise to the claim, or (b) one hundred U.S. dollars ($100).

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you. In such cases, our liability will be limited to the fullest extent permitted by applicable law.

14. Indemnification

You agree to indemnify, defend, and hold harmless Cressivo and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any law or the rights of any third party; or (d) any trading or investment decision you make based on information from the Service.

15. Miscellaneous